TAT (2011): 6.42 hrs.
The Credit Report includes name, possible current address with previous addresses, Social Security Number (SSN), and may include the following: current employer, up to three previous employers and aliases.
Additionally, the credit report may include filings of public records (i.e. tax liens, judgments, bankruptcies, etc.), collection accounts, current or previous delinquent accounts, types of credit and total indebtedness. The Credit Report may also display account charge offs, repossessions and alerts of any confirmed or suspected fraud activity.
When the Credit Report is secured by our company, it will not positively or negatively affect the applicant’s Fair Isaac & Company (FICO) score or Advantage Score, nor will the FICO score or Advantage Score be stated on the Credit Report.
Notes: Under the provisions of the Fair Credit Reporting Act (FCRA) we must have a signed release to secure this information before releasing the results to you. This signed release must meet the FCRA standards of acceptability. For your convenience, you can find an editable release in your GObackgrounds.com User Account at > My Account > My Documents that meets these standards of acceptability. Either upload this document to the search via your GObackgrounds.com User Account or FAX it securely to 1-877-526-7823.
Effective January 1, 2012, pursuant to California Assembly Bill 22 (AB 22) all California companies are required to give notice to the applicant before requesting a credit report from any Consumer Reporting Agency (CRA). GObackgrounds.com is classified as a CRA and a licensed investigations company who is legally represented by Seyfarth Shaw LLP. This notification is solely the responsibility of the employer. For your convenience, you can find the document Separate California Notice for Credit in your GObackgrounds.com User Account at > My Account > My Documents to maintain your compliance.